Create An App Like Splitwise

Remember those days when we split bills incurred with buddies and kept records of them long gone? If you travel in a large group with relatives, companions, or coworkers, it may seem not easy to cover your expenses, search for a guide to help you with detailed information about creating an app like Splitwise.

If you live in a shared home with friends or corporate partners who are far apart, splitting the costs could be a challenge. Some people prefer to handle their pooled expenditures via text message or email
messaging while many folks these days consider using apps designed especially, for this reason, to make the process quicker and simpler.

Mobile app development companies have simplified the job of splitting bills by creating apps like splitwise. These apps have eliminated the time-consuming and embarrassing process of calculating and dividing bills. In this world of smart technology, no one will remain empty-pocket or out of money due to the improved transaction procedure and quick payment systems.

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Your search ends here! This blog will provide you with all the necessary concepts of a bill splitwise app, how much it costs, its features, tech stack, and tips. Scroll down to explore.

Before moving directly toward the creation let’s have a look at the definition of a bill splitwise app.

What is a bill-splitting Application?

With the help of a bill splitting or split bill app, you can maintain a monitor, administrate, and divide bills among roommates, friends, coworkers, and others. Many applications even allow you to link your bank accounts in order to make payments in the app.

Bull-splitting applications are designed with easy interfaces because they are typically used by students, children groups, or coworkers, in contrast to mobile transfer apps or banking apps.
A bill split app can help you with all the bills like shopping bills, electricity or restaurant bills, and travel expenses.

How does Splitting App Development Work?

Bill-splitting apps were mainly developed to eliminate the inconvenience of payment division. With these apps, people can enjoy exchanging a certain amount in a couple of seconds. The finest feature of such apps is that they alert all participants involved about the split and give the most recent data on who has been paid and who has left.

A better experience with apps is only possible by hiring mobile app developers. Up-skilled developers will use all important components like wallet, and dashboard as well as different translation methods to provide you with the best.

How does splitting app development work
Image Source:- dribbble

The comprehensive guide for understanding the application’s workflow:

  • Invite your friend to the app: You can introduce your peers to bill-splitting applications and allow them to install one by sending invitations to them. Ensure to include a straightforward login and a free registration process when developing an app similar to Splitwise.
  • Create Groups: Once they join the app, you can create a group of friends with whom you regularly go out, share rooms, or have night outs by sending an invite to them to experience an easy and trouble-free splitting of bills.
  • Add bank account\ card details: Once the user will add their bank account and credit\debit card details the user is free to go cashless. You need not provide your card details again. You can take smooth cash-free advantages of the apps for an extended period.
  • Flawless calculation and payments: This is the basic feature of bill split apps. Users are required to enter the amount and the number of users between whom they want to divide. These apps enable users to calculate and pay for several things like traveling expenses, rent of rooms or food parties, etc.
  • Settlement: After calculating the amount it’s time to collect the amount. There are 2 ways in which users can exchange the split amount offline as well as online. It also provides a sharing facility if you want your friend to pay for you now your app will inform him about it.

In-Built Features of the Bill-Splitting App:

User panel:

There should be a user panel in the app that enables the user to log in. The login panel needs to be easily accessible on the homepage which aids the user in enjoying the services provided.

User-engaging design:

In order to draw people and make the application easy to operate for them, the design must be distinctive and creative. The very first appearance of an app determines whether consumers will stick around or not. So, it needs to be visually pleasing and simple to navigate.

Push notifications:

Split app saves us from that awkward situation when we need to remind our peers about the payment. Just after the creation of the group and calculation of the amount It notifies the user to pay their split amount. 


Another amazing feature of split apps is it contains a reminder option. Users can put solo or group reminders for their monthly payments so that app will remind them all together to pay.

OCR system:

This is the most important feature of any bill-splitting mobile app. It should automatically scan and read the bill eliminating the trouble of inserting a single amount. This feature saves the time and effort of the user.

App wallet:

App wallet helps users to pay their bills directly from the wallet need not debit it from the account or cards. This is a basic feature any split app consists of.

Connect to bank account:

This is an extremely beneficial feature of split bill apps that it gets linked with the bank accounts as well as credit\debit cards to aid users to pay online effortlessly. These features are the reason for the split apps’ popularity.

 Create group:

This is a basic feature of any split app. Every split bill app must have a group-creating feature so that users can create a group of desired users for splitting. It should also have an edit group option to add or remove users.


as this is a payment transaction app security is a must-have feature. When it comes to money security is always a big concern. To save this app from any theft or fraud bill split must have heightened security measures.

Add Expenses:

Using bills splitting software, consumers ought to be able to see all of their spending as well as their income for the chosen date. Users will be able to see all of the revenue and expenses in this manner.

How much does it Cost to Create an App Like Splitwise?

In this cutting-edge technology development era there is a new feature daily added to the mobile app development services. To meet the current demand of the world you need to hire a well-experienced and innovative developer who always remains updated about the latest trends and technology. Appointing advanced developers costs a lot. Nevina infotech provides you with the best developers for split bill app development at a very competitive rate. 

The average split bill mobile app development costs around $12,000 to $15,000+ while a state-of-the-art mobile app development costs $20,000 or 25,000+ approximately.

The technology stack used in developing an app like splitwise:

  • Tech stack used for Android app development:
DatabaseMySQLFirebase Sqlite
LibraryGoogle maps SDKGoogle push notification
  • Tech stack used for iOs app development:
DatabaseFirebase MySQLSqlite
LibrarySwiping cardsGoogle maps SDKGoogle push notification


Can we monitor the expenses on the split bill App Platform?

Organizing all shared spending is possible with the free app Splitwise. To split the costs, a group needs to be formed. Enter the necessary amount and describe the manner in which it should split as one group has been created. You may keep track of your cash activities and personal finances there online.

How does a bill-splitting app Create Revenue?

Almost every split bill app provides mobile app development services free of cost. So as it takes a lot of investment to create, maintain, and update the app it generates revenue through the following:

Advertisements: The bill split app develops to earn revenue by advertising. Ads of different applications are displayed on the bill split app platform. When a user clicks on the ads it benefits the developer.
Premium membership plan: Premium membership plans consist of paid services for the users. Users can take advantage of premium services and goods for a month or a year flawlessly by paying for them.
Transaction fees: Some applications also take charges for transactions from users for paying their bills or any other payment.

Which are the top 5 Bill Apps like Splitwise?

The are numerous bill-splitting apps in the market we have searched hard to look for the top-notch payment-sharing apps mentioned below:
Google pay

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Rahim Ladhani

Rahim Ladhani

CEO and Managing Director

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